ARE YOU OWED MONEY?

Are you feeling frustrated with empty promises of payment?

Does the process of collecting your money overwhelm you?

Has the delay of payment caused you financial difficulty?

We can offer a full and comprehensive debt collection service. We are here to make the debt recovery process easier for you and guide you through the process from beginning to end.

WHO ARE WE?

We Help & Guide You To Debt Recovery

We will provide you all the services you need to recover what’s owed to you beginning with tracing a debtor who has absconded, to assisting you issue proceeding and enforcing a judgment in your favour, whether you are an individual or business, we can definitely help you.

We are here to help you navigate through the process of debt recovery with confidence, ease and assurance.

Depending on your case there are various options available for your debt recovery needs.

Some debts can be recovered with just our specially drafted demand letter and Letters of Claim, while others may require court action, which can be a complicated matter.

Preliminary Steps

Upon instruction, we carry out preliminary checks that may include a Property Search at LR and if needed a search with Companies House.

An Asset Trace can be carried out which includes, a LR Search, a County Court Judgment check and an Employment Trace. These checks will provide information on the debtor that will assist in the recovery of the debt. It is often the case that you will not know where to find the debtor. In this situation we have tracing facilities to ascertain the whereabouts of the Debtor.

Individuals

If the Debtor is found and is an individual upon instruction, we will issue a Letter of Claim to the debtor requesting payment as part of the pre-action protocol for debt claims. It is important we comply with this protocol as when recovery proceeds to litigation, the court will consider whether you have complied. This letter outlines the details of the debt and requests payment within 30 days. This letter contains attachments providing evidence of the debt, payment details and a reply form. The debtor will have 30 days to respond to this letter using the reply form.

If the debtor does not respond to the letter, we will then review your case and assist you in issuing a County Court Claim through our solicitors against the debtor for the outstanding amount.

Companies

Where a debtor is a company, a Demand Letter is sent by first class post and recorded delivery, to ensure it is received by the debtor. This letter outlines the details of the debt and requests payment within 7 days.

If the debtor does not respond to the letter, we will then review your case and look into issuing a County Court Claim through our solicitors against the debtor company for the outstanding amount.

Legal Action

If the debtor does not respond to the Demand letter(s), and mediation is not required or appropriate we are then able to assist through our solicitors in the issue of a claim in the County Court against the debtor.

We are able to provide assistance in helping you prepare the case papers and documents that you may need to file with the Court.

Preparation of the Claim:

If no payment or contact is received from the debtor, we would assist with the issue of a claim in the County Court through our solicitors against the debtor for the amount outstanding. This will include through our solicitors preparing the court form sending it to court and arrange for service of the court form on the debtor.

Requesting Judgment:

If the debtor does not provide a response to the claim form by the court allocated deadline, we will then assist through our solicitors with the request of Judgment in Default against the defendant. This means, you request the court to enter Judgment against the Defendant on the basis that there has been no response to the claim.

Defended Matters and Difficult Cases:

The debtor may respond to the Claim Form with a defence. In this case we can provide you with assistance and advice on your case through our solicitors. We can assist you with the preparation of any documents you might need to file with the Court.

On average we will charge £240.00 per hour to review and provide advice on your case, and through our solicitors to assist with preparation of any documents. Should any matter become particularly difficult or an extensive amount of time is required to deal with your case, we may need to discuss further fees

Hearings and Representation:

Should your claim progress to the stage where a hearing takes place, through our solicitors we can assist you with the preparation of your instructions to the advocate who will attend the hearing and will charge an hourly rate to prepare this.